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Mortgage Protection: Protect Your Home and Your Family

Your home is likely to be one of the biggest financial commitments you will ever make.

Mortgage protection helps ensure that if you or your partner pass away during the term of the mortgage, the remaining balance can be repaid — helping protect your family home during an already difficult time.

Why Mortgage Protection Matters

Without suitable protection in place, your family could face:
  • Ongoing mortgage repayments
  • Financial uncertainty
  • Pressure on household finances
  • The risk of losing the family home
Mortgage protection provides reassurance that the home you worked hard for can remain financially secure if the unexpected happens.

A Simple, Clear Process

You provide us with your information, and we do the work of reviewing, comparing, and recommending suitable protection options for your mortgage and circumstances.

Review Your Mortgage

We assess your mortgage balance, repayment term, and overall financial commitments.
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Compare Policy Options

We compare cover levels, policy structures, and pricing across multiple insurers to help find suitable protection for your needs.

Clear Recommendations

You receive straightforward advice outlining suitable levels of cover aligned with your mortgage, family circumstances, and budget.

How Mortgage Protection Works

Mortgage protection is typically designed to provide a lump sum payment that decreases over time in line with your mortgage balance.
We explain your options clearly so you understand:

how the cover reduces over time

what happens if you switch lenders

whether additional protection may be appropriate

what level of cover may suit your circumstances

A Personal, Straightforward Approach

As a family-run brokerage, we take the time to properly understand your situation and explain your options clearly.

Our advice is tailored, transparent, and focused on helping you make informed decisions with confidence — not selling products.
Wooden house model with keys, umbrella and financial documents on a table representing mortgage protection, home security and long-term family financial protection.

Trusted Insurance Providers

We compare mortgage protection options across established insurers to help ensure suitable and competitive cover.
We work with leading insurers to compare options and find suitable protection tailored to your needs.

Is Your Mortgage Properly Protected?

A quick review today can ensure your home and family are financially secure.
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A family-run financial advisory firm providing clear, practical advice on pensions, savings, investments and protection. We help individuals, families and businesses make confident financial decisions, now and for the future.
Gogarty Financial Limited is regulated by the Central Bank of Ireland as an insurance intermediary registered under the European Union (Insurance Distribution) Regulations 2018; and as an insurance and investment intermediary authorised under the Investment Intermediaries Act, 1995. Copies of our regulatory authorisations are available on request. The Central Bank of Ireland holds registers of regulated firms. You may contact the Central Bank of Ireland on 0818 681 681 or alternatively visit their website at www.centralbank.ie to verify our credentials.
Authorised by the Central Bank of Ireland (Ref:C112044)
Directors: Aisling Gogarty and Paddy Gogarty
Address: 16 Woodlands, Portmarnock, Co. Dublin
CRO: 520 735