GFL Logo

Serious Illness Cover: Financial Support When You Need It Most

A serious illness can affect more than your health. It can also place significant pressure on your income, savings, and financial commitments at a time when your focus should be on recovery.

Serious illness cover is designed to provide financial support if you are diagnosed with a specified serious illness covered under your policy.

Why Serious Illness Cover Matters

Serious illness cover provides a tax-free lump sum payment that can help create financial breathing space during treatment and recovery.
It can help with:
  • Mortgage or loan repayments
  • Medical or treatment-related costs
  • Household bills
  • Time off work
  • Adjustments to your home or lifestyle
Having financial support in place can help reduce stress and provide greater peace of mind during difficult circumstances.

A Simple, Clear Process

You provide us with your information, and we do the work of reviewing, comparing, and recommending suitable protection options for your circumstances.

Understand Your Situation

We take the time to understand your financial commitments, family circumstances, income, and existing protections.
Contact Us

Compare Policy Options

We compare cover levels, policy definitions, and pricing across multiple insurers so you clearly understand what is included.

Clear Recommendations

You receive straightforward advice outlining suitable levels of cover, policy options, and how the protection would work if you ever needed to claim.

No jargon. No pressure. Just clear financial guidance.

How Serious Illness Cover Works

If you are diagnosed with a specified serious illness covered under the policy, a tax-free lump sum payment is made to you.
The money can be used in whatever way best supports you and your family, such as

reducing financial pressure,

covering medical expenses,

replacing lost income,

or supporting recovery and lifestyle adjustments.

So you can make informed decisions with confidence.

A Personal, Straightforward Approach

As a family-run brokerage, we take the time to properly understand your situation and explain your options clearly.
Our advice is tailored, transparent, and focused on helping you make informed decisions with confidence — not selling products.
Shield with medical heart symbol beside a house model and umbrella representing serious illness cover, family protection and financial security during unexpected health events.

Trusted Insurance Providers

We compare serious illness cover options from established insurers to help ensure you receive suitable and competitive protection.
We work with leading insurers to compare options and find suitable protection tailored to your needs.

Focus on Recovery, Not Finances

A short review today can help ensure you have financial support in place if the unexpected happens.
GFL Logo
A family-run financial advisory firm providing clear, practical advice on pensions, savings, investments and protection. We help individuals, families and businesses make confident financial decisions, now and for the future.
Gogarty Financial Limited is regulated by the Central Bank of Ireland as an insurance intermediary registered under the European Union (Insurance Distribution) Regulations 2018; and as an insurance and investment intermediary authorised under the Investment Intermediaries Act, 1995. Copies of our regulatory authorisations are available on request. The Central Bank of Ireland holds registers of regulated firms. You may contact the Central Bank of Ireland on 0818 681 681 or alternatively visit their website at www.centralbank.ie to verify our credentials.
Authorised by the Central Bank of Ireland (Ref:C112044)
Directors: Aisling Gogarty and Paddy Gogarty
Address: 16 Woodlands, Portmarnock, Co. Dublin
CRO: 520 735