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Income Protection: Protect Your Income. Protect Your Lifestyle.

If illness or injury prevented you from working, how long could you continue paying your bills and maintaining your current lifestyle?

For most people, their income is their most important financial asset. Income protection helps provide financial security by replacing part of your income if you are unable to work due to illness or injury.

Why Income Protection Matters

Income protection is designed to help you continue meeting your financial commitments while you focus on recovery.
It can help cover:
  • Mortgage or rent
  • Household bills
  • Loan repayments
  • Family expenses
  • Daily living expenses
Even a temporary loss of income can place significant financial pressure on individuals and families. Planning ahead can help reduce that risk.

A Simple, Clear Process

You provide us with your information, and we do the work of reviewing, comparing, and recommending suitable protection options for your circumstances.

Understand Your Income & Commitments

We take the time to understand your income, monthly expenses, existing protections, and financial responsibilities.
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Compare Providers & Policy Options

We compare policies from multiple insurers, including deferred periods, benefit levels, and policy features.

Clear Recommendations

You receive straightforward advice outlining suitable levels of cover, policy costs, and how the protection would work in practice.

How Income Protection Works

Income protection typically pays a percentage of your income if you are unable to work due to illness or injury.
You can choose:

how much income you would like protected

how long benefits would be paid for

how long you wait before payments begin

We explain these options clearly so you fully understand what level of protection may suit your circumstances.

A Personal, Straightforward Approach

As a family-run brokerage, we take the time to properly understand your situation and explain your options clearly.
Our advice is tailored, transparent, and focused on helping you make informed decisions with confidence — not selling products.
Couple reviewing household finances together at a kitchen table, representing income protection, financial planning and long-term family security.

Trusted Insurance Providers

We compare income protection options from established insurers to help ensure you receive suitable and competitive cover.
We work with leading insurers to compare options and find suitable protection tailored to your needs.

Could You Afford Time Off Work?

Income protection provides financial stability when you need it most.
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A family-run financial advisory firm providing clear, practical advice on pensions, savings, investments and protection. We help individuals, families and businesses make confident financial decisions, now and for the future.
Gogarty Financial Limited is regulated by the Central Bank of Ireland as an insurance intermediary registered under the European Union (Insurance Distribution) Regulations 2018; and as an insurance and investment intermediary authorised under the Investment Intermediaries Act, 1995. Copies of our regulatory authorisations are available on request. The Central Bank of Ireland holds registers of regulated firms. You may contact the Central Bank of Ireland on 0818 681 681 or alternatively visit their website at www.centralbank.ie to verify our credentials.
Authorised by the Central Bank of Ireland (Ref:C112044)
Directors: Aisling Gogarty and Paddy Gogarty
Address: 16 Woodlands, Portmarnock, Co. Dublin
CRO: 520 735